NZ$5.00 — A4 · PDF · 9 pages · 181 KB
Three full monthly budgets, two 20-row bill trackers, a sinking-funds planner and a one-page debt snapshot.
A three-month budgeting set that stays simple on purpose. Every month gets its own page: what came in, what is locked in, the envelopes you get to decide, what is left when the month is done, and one line about what the month taught you. The set also includes two bill trackers with due dates and paid checkboxes, a savings and sinking-funds planner for the costs you can already see coming — haircuts, car service, birthdays, annual bills — and a debt snapshot that puts every balance on a single page with a plain-English comparison of the snowball and avalanche methods. Money is written by hand, in pencil, and that is the point: the numbers stay visible instead of disappearing into an app.
Category: Budgeting