NZ$5.00 — A4 · PDF · 6 pages · 113 KB
A 52-week deposit grid, two monthly trackers with running totals, a sinking-funds page and a 'why' page.
The simplest savings plan there is: a box for every week of the year. Deposit the amount written in the box, cross the box off, and let the total build quietly in the background instead of relying on willpower in December. The sheet explains the three ways to run it — fixed, step-up, and reverse step-up for a January start — and gives you a place to write the target total before you begin. Two monthly trackers capture date, amount and running total so you can see progress mid-challenge, and the sinking-funds page handles the costs that are not emergencies but always arrive anyway. There is also a 'why I am doing this' page, because you will want to read it somewhere around week 38.
Category: Budgeting